It’s one of childhood’s most solemn oaths, still uttered by six-year-olds who hope it will convince one and all of their heartfelt intention to keep a promise. More convincing than “honest to goodness” or “cross my heart,” it is nonetheless a fairly counterproductive pledge. Since it needs to be said in the first place, the assurance can’t help but plant a seed of doubt.
Those who closely monitor Mesa County home loan rates were recently treated to a literary fit of impatience by the Mortgage News Daily—usually one of the most dispassionate of mortgage journals. On Friday, it became more than clear that MND has had it!
Most people are aware of the record-setting lows Mesa County mortgage rates are chalking up right now—the kind of rates that create tempting cashflow projections for even the most conservative would-be investors. But, of course, other factors enter the decision, whether they are planning their real estate investment for their own residence or as a rental. Given the uncertainty in the economy, prospective buyers are asking themselves if now is the right time to be investing in Mesa County.
Many homeowners don't know PMI (private mortgage insurance) from MPI (mortgage protection insurance), but we're here to sort out mortgage acronym confusion.
First-time buyers face plenty of obstacles and an intricate maze to navigate. Here's some tips on leaping those first-time home buyer's hurdles!
Short on a home down payment? Family or a friend may be willing to help in the form of a gift. Here's a few tips on using gift money for down payment.
The terms of your mortgage rely heavily on your credit report before a home purchase. Clean up your credit report and credit score before you start looking!
Financing for buying a home can be complicated and time-consuming. Here are some tips to help you finance your home purchase.
Lenders used to be more flexible with types of mortgage loans, but regulations have changed now. Here's some info about the 3 basic types of mortgage loans.
As real estate agents, we sometimes run into scams we feel we should warn our customers, friends and clients about, such as the Foreclosure Rescue scheme.
Pre-approval for buying a home isn't only the 1st step, but the most important step! It's proof of your buying power; very helpful in a competitive market!
What happens when a home appraisal falls short? We've seen it happen a lot lately. When it does, we can steer you through the choppy waters.